All products offered for sale through this site are only digital in nature. As such, these will not be eligible for refunds or returns once a sale has been completed.

At FRMQuestionBank.com, all products are electronic in nature and are geared towards providing information for individuals seeking to learn more about risk management.

All transactions are in United States Dollars (US$) currency.

All transactions are digital and are delivered through a hyperlink that will be provided both in an email format and on this website once the transaction is completed.

All information and content on this website is published in good faith and is for general information purposes only.

We do not make any warranties or guarantees about the completeness, reliability and accuracy of any of the provided information or content.

Any action that you take upon the information or content provided on this website or with respect to any of its content is strictly at your own risk.

The owners, operators, administrators nor persons linked to this website will not be liable for any losses or damages or misinformation that may result in connection with the use of our website or content therein.

The information on this website is not advice and should not be treated as such.

The owners, operators, administrators nor persons linked to this website have no control over the content provided through the given hyperlinks.

No lawyer-client, solicitor-client or attorney-client relationship shall be created through the use of our website.

Our website includes interactive features that allow users to communicate with us. You acknowledge that, because of the limited nature of communication through our website’s interactive features, any assistance you may receive using any such features is likely to be incomplete and may even be misleading. Any assistance you may receive using any our website’s interactive features does not constitute specific advice and accordingly should not be relied upon without further independent confirmation

Links to other websites do not imply a recommendation for any of the content or information found on these sites.

Other sites may have different policies and terms which are beyond our control, it is strictly your duty to be aware of these policies and terms.

The owners, operators, administrators nor persons linked to this website make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance that you place on such information is therefore strictly at your own risk.

In no event will the owners, operators, administrators nor persons linked to this website be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

The owners, operators, administrators nor persons linked to this website take no responsibility for, and will not be liable for, the website being temporarily or permanently unavailable due to technical issues.

The owners, operators, administrators nor persons linked to this website are not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, or reliance on any information contained within the site.

Nothing on this website constitutes, or is meant to constitute, advice of any kind.  If you require advice in relation to any matter you should consult an appropriate professional.

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.  If you do not think they are reasonable, you must not use this website.

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website

You must not: republish material from this website (including republication on another website);

You must not: sell, rent or sub-license material from the website; show any material from the website in public;

You must not: reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;

You must not: edit or otherwise modify any material on the website;

You must not: redistribute material from this website.

The automated and/or systematic collection of data from this website is prohibited.

This website and its administrators measure exam difficulty by the number of answers to select from.

The owners, operators, administrators or persons linked to this website may revise these terms and conditions from time-to-time.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check this page regularly to ensure you are familiar with the current version.

If you breach these terms and conditions in any way, the owners, operators, administrators or persons linked to this website may take such action as they deem appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

*Please also see our Terms of Use.